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Home Loan Eligibility Chart

Home Loan Eligibility Chart

How Much EMI I am eligible to pay, based on my Monthly income ? A general thumb rule to check how much EMI a person can afford as per the his monthly income. To get more Detail on your EMI Click on our EMI Calculator EMI Calculator **Note 1. If an individual have any kind […]

Benefits of Home Loan

Benefits of Home Loan

Benefits of a home loan 1) Tax benefits: To encourage more and more people buy their own house, government of India provides tax deduction on the principal as well as interest paid on home loan. An individual is eligible to claim a deduction of up to Rs 1.5 lakh under Section 80C of Income Tax […]

How to increase your Home Loan eligibility ??

How to increase your Home Loan eligibility ??

Top 5 Tips: 1. Add Joint Applicant like Spouse or Any Blood relation 2. Increase Loan Tenure 3. Pay of other Loans or EMI’s 4. Decrease Other EMI’s 5. Add other incomes like Yearly Bond, Rent Income, Fixed Deposit Interest

Document required for Loan

Document required for Loan

  List of Document Required for Home/Commercial Loan Identity proof of Applicant and Co applicant documents like PAN Card Photo Aadhar card Applicant and Co applicant previous 3 years income tax return file Certified by CA, including Profit and Loss statement and Balance sheet. Applicant and Co applicant 1 year banking Details (All Current and […]